Sejarah hubungan Aceh–Tanah Melayu tidak boleh dilihat secara satu hala. Aceh pernah bertindak keras terhadap beberapa kerajaan Melayu, namun tindakan itu berlaku dalam konteks menentang penjajahan Portugis dan mempertahankan pengaruh Islam di rantau ini.
Dalam masa yang sama, Tanah Melayu juga mempunyai sejarah gelap terhadap Aceh, termasuk sikap bersekutu atau berdiam diri ketika kuasa Barat melemahkan dan akhirnya menundukkan Aceh.
Jika hanya kesalahan Aceh dibesar-besarkan tanpa membuka peranan dan pilihan politik kedua-dua pihak dalam tekanan zaman penjajahan, maka penilaian itu bukan sahaja cetek, malah tidak adil dan berat sebelah.
Kita perlu belajar dari sejarah lampau untuk mengelakkan kita dari mengulangi kesalahan yang sama bukan menggunakan sejarah untuk memutuskan silaturrahim dan ukhuwah. Kita juga belajar dari sejarah lampau untuk kita mencontohi perkara yang baik yang mungkin kita sudah lupa di zaman moden ini.
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A THOUGHT
It’s wonderful to revisit the past, though not every memory is nostalgic some can drain your spirit to live. I find the present while learning valuable lessons from the past (so they’re not repeated), and focus on the future gives me a sense of closure, ownership, even drives me to move forward, and feels truly empowering.
Perhaps it's time to recite this daily mantra - that "enough is enough" - "no more being a victim, I'm retaking control of myself and my life"
BIODATA - NIK ZAFRI

https://nikzafri.wixstudio.com/nikzafriv2
Kelantanese, Alumni of Sultan Ismail College Kelantan (SICA), Business Management/Administration, IT Competency Cert, Certified Written English Professional US. Has participated in many seminars/conferences (local/ international) in the capacity of trainer/lecturer and participant.
Affiliations :- Council/Network Member of Gerson Lehrman Group, Institute of Quality Malaysia, Auditor ISO 9000 IRCAUK, Auditor OHSMS (SIRIM and STS) /EMS ISO 14000 and Construction Quality Assessment System CONQUAS, CIDB (Now BCA) Singapore),
* Possesses almost 30 years of experience/hands-on in the multi-modern management & technical disciplines (systems & methodologies) such as Knowledge Management (Hi-Impact Management/ICT Solutions), Quality (TQM/ISO), Safety Health Environment, Civil & Building (Construction), Manufacturing, Motivation & Team Building, HR, Marketing/Branding, Business Process Reengineering, Economy/Stock Market, Contracts/Project Management, Finance & Banking, etc. He was employed to international bluechips involving in national/international megaprojects such as Balfour Beatty Construction/Knight Piesold & Partners UK, MMI Insurance Group Australia, Hazama Corporation (Hazamagumi) Japan (with Mitsubishi Corporation, JA Jones US, MMCE and Ho-Hup) and Sunway Construction Berhad (The Sunway Group of Companies). Among major projects undertaken : Pergau Hydro Electric Project, KLCC Petronas Twin Towers, LRT Tunnelling, KLIA, Petronas Refineries Melaka, Putrajaya Government Complex, Sistem Lingkaran Lebuhraya Kajang (SILK), Mex Highway, KLIA1, KLIA2 etc. Once serviced SMPD Management Consultants as Associate Consultant cum Lecturer for Diploma in Management, Institute of Supervisory Management UK/SMPD JV. Currently – Associate/Visiting Consultants/Facilitators, Advisors/Technical Experts for leading consulting firms (local and international), certification bodies including project management. To name a few – Noma SWO Consult, Amiosh Resources, Timur West Consultant Sdn. Bhd., TIJ Consultants Group (Malaysia and Singapore), QHSEL Consultancy Sdn. Bhd.
Among Nik Zafri’s clients : Adabi Consumer Industries Sdn. Bhd, (MRP II, Accounts/Credit Control) The HQ of Royal Customs and Excise Malaysia (ISO 9000), Veterinary Services Dept. Negeri Sembilan (ISO 9000), The Institution of Engineers Malaysia (Aspects of Project Management – KLCC construction), Corporate HQ of RHB (Peter Drucker's MBO/KRA), NEC Semiconductor - Klang Selangor (Productivity Management), Prime Minister’s Department Malaysia (ISO 9000), State Secretarial Office Negeri Sembilan (ISO 9000), Hidrological Department KL (ISO 9000), Asahi Kluang Johor(System Audit, Management/Supervisory Development), Tunku Mahmood (2) Primary School Kluang Johor (ISO 9000), Consortium PANZANA (HSSE 3rd Party Audit), Lecturer for Information Technology Training Centre (ITTC) – Authorised Training Center (ATC) – University of Technology Malaysia (UTM) Kluang Branch Johor, Kluang General Hospital Johor (Management/Supervision Development, Office Technology/Administration, ISO 9000 & Construction Management), Kahang Timur Secondary School Johor (ISO 9000), Sultan Abdul Jalil Secondary School Kluang Johor (Islamic Motivation and Team Building), Guocera Tiles Industries Kluang Johor (EMS ISO 14000), MNE Construction (M) Sdn. Bhd. Kota Tinggi Johor (ISO 9000 – Construction), UITM Shah Alam Selangor (Knowledge Management/Knowledge Based Economy /TQM), Telesystem Electronics/Digico Cable(ODM/OEM for Astro – ISO 9000), Sungai Long Industries Sdn. Bhd. (Bina Puri Group) - ISO 9000 Construction), Secura Security Printing Sdn. Bhd,(ISO 9000 – Security Printing) ROTOL AMS Bumi Sdn. Bhd & ROTOL Architectural Services Sdn. Bhd. (ROTOL Group) – ISO 9000 –Architecture, Bond M & E (KL) Sdn. Bhd. (ISO 9000 – Construction/M & E), Skyline Telco (M) Sdn. Bhd. (Knowledge Management),Technochase Sdn. Bhd JB (ISO 9000 – Construction), Institut Kefahaman Islam Malaysia (IKIM – ISO 9000 & Internal Audit Refresher), Shinryo/Steamline Consortium (Petronas/OGP Power Co-Generation Plant Melaka – Construction Management and Safety, Health, Environment), Hospital Universiti Kebangsaan Malaysia (Negotiation Skills), Association for Retired Intelligence Operatives of Malaysia (Cyber Security – Arpa/NSFUsenet, Cobit, Till, ISO/IEC ISMS 27000 for Law/Enforcement/Military), T.Yamaichi Corp. (M) Sdn. Bhd. (EMS ISO 14000) LSB Manufacturing Solutions Sdn. Bhd., (Lean Scoreboard (including a full development of System-Software-Application - MSC Malaysia & Six Sigma) PJZ Marine Services Sdn. Bhd., (Safety Management Systems and Internal Audit based on International Marine Organization Standards) UNITAR/UNTEC (Degree in Accountacy – Career Path/Roadmap) Cobrain Holdings Sdn. Bhd.(Managing Construction Safety & Health), Speaker for International Finance & Management Strategy (Closed Conference), Pembinaan Jaya Zira Sdn. Bhd. (ISO 9001:2008-Internal Audit for Construction Industry & Overview of version 2015), Straits Consulting Engineers Sdn. Bhd. (Full Integrated Management System – ISO 9000, OHSAS 18000 (ISO 45000) and EMS ISO 14000 for Civil/Structural/Geotechnical Consulting), Malaysia Management & Science University (MSU – (Managing Business in an Organization), Innoseven Sdn. Bhd. (KVMRT Line 1 MSPR8 – Awareness and Internal Audit (Construction), ISO 9001:2008 and 2015 overview for the Construction Industry), Kemakmuran Sdn. Bhd. (KVMRT Line 1 - Signages/Wayfinding - Project Quality Plan and Construction Method Statement ), Lembaga Tabung Haji - Flood ERP, WNA Consultants - DID/JPS -Flood Risk Assessment and Management Plan - Prelim, Conceptual Design, Interim and Final Report etc., Tunnel Fire Safety - Fire Risk Assessment Report - Design Fire Scenario), Safety, Health and Environmental Management Plans leading construction/property companies/corporations in Malaysia, Timur West Consultant : Business Methodology and System, Information Security Management Systems (ISMS) ISO/IEC 27001:2013 for Majlis Bandaraya Petaling Jaya ISMS/Audit/Risk/ITP Technical Team, MPDT Capital Berhad - ISO 9001: 2015 - Consultancy, Construction, Project Rehabilitation, Desalination (first one in Malaysia to receive certification on trades such as Reverse Osmosis Seawater Desalination and Project Recovery/Rehabilitation), ABAC Centre of Excellence UK (ABMS ISO 37001) Joint Assessment (Technical Expert)
He is also rediscovering long time passions in Artificial Intelligence, ICT and National Security, Urban Intelligence/Smart Cities, Environmental Social and Governance, Solar Energy, Data Centers - BESS, Tiers etc. and how these are being applied.
* Has appeared for 10 consecutive series in “Good Morning Malaysia RTM TV1’ Corporate Talk Segment discussing on ISO 9000/14000 in various industries. For ICT, his inputs garnered from his expertise have successfully led to development of work-process e-enabling systems in the environments of intranet, portal and interactive web design especially for the construction and manufacturing. Some of the end products have won various competitions of innovativeness, quality, continual-improvements and construction industry award at national level. He has also in advisory capacity – involved in development and moderation of websites, portals and e-profiles for mainly corporate and private sectors, public figures etc. He is also one of the recipients for MOSTE Innovation for RFID use in Electronic Toll Collection in Malaysia.
Note :
Friday, December 12, 2025
NAK CARI SALAH MEMANGLAH SENANG
From Production to Knowledge: Why Malaysia and ASEAN’s Digital Economy Is Still Stuck and What Policy Must Change - By Nik Zafri
Read this article as well :
SHARING ECONOMY VS TRADITIONAL BRICK AND MORTAR IN THE 21ST CENTURY – BY NIK ZAFRI
By Nik Zafri
Summary
Malaysia and ASEAN have made significant strides in digitalisation, from e‑government services and fintech adoption to AI roadmaps and smart cities. Yet beneath this progress lies a structural contradiction: our digital economy largely operates on a production‑based (P‑based) capitalist logic, rather than a true knowledge‑based (K‑based) economy that digital technology promises.
This article will try to address the constraint is not technological capability, but policy design, governance frameworks, and legacy measurement systems. Without deliberate reform, digitalisation will continue to amplify consumption, inequality, and environmental stress rather than generate shared intelligence, resilience, and long‑term value.
1. THE ASEAN-MALAYSIAN DIGITAL PARADOX
Malaysia’s digital agenda supported by initiatives such as #MyDIGITAL, #Industry4WRD, National AI Roadmaps, and various smart city programmes emphasises:
- Platform growth,
- Startup ecosystems,
- Cashless payments
- E‑commerce expansion
Across ASEAN, similar patterns emerge in Singapore, Indonesia, Vietnam, and Thailand.
However, most digital success is still measured by:
- Gross transaction value (GTV),
- User acquisition numbers,
- Platform scale,
- Contribution to GDP
These are P‑based indicators, not K‑based ones. The result is a digital economy that sells more efficiently, but does not necessarily think better.
2. WHY P-BASED LOGIC PERSISTS IN POLICY
2.1 GDP and Fiscal Metrics Dominate
Public policy continues to rely on GDP growth, consumption, and investment flows as primary indicators of success. Knowledge creation, prevention of loss, environmental preservation, and social trust, all critical in ASEAN’s climate‑vulnerable context remain largely invisible to national accounts.
2.2 Investment and Incentive Structures
Government grants, tax incentives, and venture funding prioritise:
- Scale,
- Speed,
- Monetisation
Rarely do they reward:
- Knowledge transfer,
- Skills deepening,
- Open data contribution,
- Reduction of systemic risk
This biases innovation toward platforms that extract value rather than systems that distribute intelligence.
3. P‑BASED VS K-BASED ECONOMY (Policy Lens)
- Climate vulnerability (floods, heat, food security),
- Ageing infrastructure,
- Youth underemployment,
- Skills mismatch,
- Environmental degradation
- Predictive systems,
- Preventive policy,
- Skills intelligence,
- Regional knowledge sharing
- Policy Silos : Digital, climate, education, and economic policies operate independently,
- Outdated Accounting : Intangible assets and avoided losses are not recognised,
- Platform Regulation : Focused on competition, not knowledge responsibility,
- Public Procurement : Rewards lowest cost, not highest intelligence,
- Data Governance : Treats data as commodity rather than public infrastructure
- Complement GDP with knowledge, resilience, and risk‑reduction indicators,
- Integrate ESG, SDG, and climate intelligence into fiscal planning
- Establish trusted data commons for climate, health, and finance
- Encourage cross‑ASEAN data interoperability
- Prioritise solutions that improve decision quality, not just cost savings,
- Value learning systems, not one‑off deliverables
- ASEAN‑level platforms for shared intelligence on climate, supply chains, and security,
- Reduce duplication through collective learning
- Faster consumption to Smarter decisions,
- Platform scale to System intelligence,
- User capture to Capability building
Thursday, December 11, 2025
Wednesday, December 10, 2025
DIGNITY IS TOO IMPORTANT TO BE SAFEGUARDED
Walau sesulit mana sekalipun hidup kita, maruah diri dan keluarga tetap perlu dijaga. Jangan sekali-kali menggadaikan harga diri hanya kerana kita diuji dan berada dalam kesempitan. Yakinlah pada nasihat mereka yang pernah melalui kepayahan kata-kata mereka lahir daripada pengalaman.
No matter how difficult life becomes, we must always safeguard our dignity and that of our family. Never sacrifice your self-respect just because you are being tested or going through hardship. Trust the advice of those who have endured struggles their words come from experience.
A LOT HAS CHANGED SINCE 1989
To many who may not know, my journey after 1989 took a very dynamic path. I ventured into Business Management, ICT, and Programming, and along the way I earned various skills and competency certifications. I continued expanding my horizons through multiple courses in Construction, Economics, the Stock Market, and Quality/Safety/Environment assessment and auditing both locally and internationally.
This continued until 2007, when I refocused on professional upgrades, especially in risk assessment and civil engineering. From 2018 onwards, my interests evolved further into AI and ESG, and most recently into Anti-Bribery, Anti-Corruption, and advanced ESG frameworks.
My quest for knowledge has never stopped. A lot has changed since 1989 and I’ve grown with every step.
And I’m not the only one on this journey. My wife has been walking her own path of growth too - she’s now a postgraduate. We’ve worked hard to get where we are today, and we believe in continuous self-improvement, making changes, and rebranding ourselves when necessary.
DON'T LET THE TOXIC PEOPLE GETS YOU
Have we been belittled by our own kind during our journey? Yes and I know how deeply it hurts. Jealousy has existed since the days of Abel and Cain, and it still shows itself today. But you learn to manoeuvre through it, to keep going, and to never give up. Some of those who once belittled me now claim that their ‘criticism’ was the reason we succeeded. I’m sorry - it was our hard work. I never depended on anyone’s toxic opinion of me. We moved on, stayed focused, and simply ignored the noise.
I AM NIK ZAFRI AND I AM A KELANTANESE AND A MALAYSIAN
Tuesday, December 09, 2025
CONTRACTOR IGNORING CLIMATE CHANGE? WHAT SHOULD AUTHORITY AND CLIENT DO
In my experience, I found it that many contractors don’t intentionally ignore climate change but several structural, economic, and behavioural factors often push them into treating it as a secondary concern, even though it is undeniably real and already affecting projects.
1. Cost Pressure and Thin Profit Margins
- Construction margins are tight,
- Climate-resilient materials, design adjustments, and environmental safeguards usually cost more upfront,
- When contractors are already struggling to win tenders at the lowest price, sustainability measures get sidelined.
Mindset: “If the client doesn’t pay for it, why should we include it?”
2. Short-Term Focus vs Long-Term Impact
Contractors generally operate on short project cycles.
Climate impacts : flooding, rising temperatures, soil movements, extreme storms are long-term issues.
They prioritise:
- completing the job fast,
- avoiding delays,
- meeting immediate specifications
Long-term climate resilience is seen as the consultant’s or client's problem.
3. Lack of Awareness or Outdated Knowledge
Some still rely on old rules of thumb:
- historical rainfall data,
- traditional soil assumptions,
- old drainage standards
But climate patterns have shifted drastically, and old assumptions no longer hold. Not all contractors keep up with new guidelines.
4. “Not My Responsibility” Mentality
A mindset common in the industry:
- Designer handles design,
- Client sets requirements,
- Contractor just builds according to drawings
If climate adaptation isn’t explicitly written in the contract, many won’t consider it.
5. Pressure to Meet Deadlines
Weather delays already cause friction between contractors, consultants, and clients. Ironically, instead of planning for more extreme weather, contractors often:
- rush work,
- cut corners,
- ignore environmental protocols
to maintain the schedule.
6. Insufficient Enforcement
Even when climate-related regulations exist (e.g., flood mitigation, erosion control, stormwater management), enforcement on-site varies.
- limited manpower in local authorities,
- inconsistent monitoring,
- penalties too low to deter non-compliance
This encourages a "deviate a little from the specs" approach.
7. Culture of Reactive, Not Preventive, Action
In many places, people only take climate change seriously after a flood, slope failure, or structural issue happens.
The construction ecosystem often mirrors this culture:
- Fix after failure,
- No prevention before failure,
- Risk Assessment didn't seem not to identify such long term risk,
8. Competitive Tenders Reward the Cheapest Bid
If tenders do not explicitly require climate-resilient design and construction:
- bidders who include climate provisions will look more expensive,
- bidders who ignore them win the job
9. Lack of Training in Climate-Resilient Construction
Many site teams and subcontractors have limited exposure to:
- climate adaptation engineering,
- sustainable material choices,
- biodiversity considerations,
- hydrological risk forecasting
Without training, they default to outdated practices.
10. Human Bias (“It Won’t Happen to Us”)
A psychological factor:
People underestimate risks they have not personally experienced,
Until:
- a site gets flooded,
- a retaining wall fails,
- temperatures cause material expansion issues
…climate change remains abstract.
Summary
Contractors often ignore climate change because the industry system encourages short-term savings over long-term resilience.
But climate change is already affecting:
- soil behaviour,
- stormwater flows,
- concrete curing,
- material durability,
- worker safety,
- scheduling and costs
Ignoring it will cost more later than preparing now.
SO, THEN, WHAT SHOULD THE AUTHORITIES, CLIENTS OR CONSULTANTS DO?
1. Authorities (Government, Regulators, Local Councils)
Authorities have the biggest influence because they set the rules everyone must follow.
A. Strengthen regulations and standards
- Update earthworks, drainage, flood mitigation, stormwater, river buffer, slope, and coastal protection guidelines to reflect today’s climate data not 20-year-old data,
- Make climate-resilient design mandatory in all planning approvals.
B. Strict enforcement
Conduct frequent site inspections, especially during earthworks and foundation stages.
Enforce stricter penalties for:
- poor erosion/silt control,
- incomplete drainage,
- unsafe temporary works,
- environmental non-compliance,
When compliance becomes expensive to ignore, contractors will comply.
C. Require Climate Risk Assessments
Before approving a project, require:
- Flood risk study,
- Updated hydrological modeling,
- Soil movement/expansion due to temperature and rainfall,
- Heat stress assessment,
D. Incentives for climate-resilient construction
- Fast-track approvals for green/resilient projects,
- Tax incentives or grants for climate-adaptation technologies,
- Encourage use of permeable pavements, green roofs, detention ponds, etc.
E. Digital Enforcement
Require contractors to submit real-time photos, drone data, or IoT rainfall logs for monitoring,
Use digital systems (GIS + satellite overlays) to track compliance in flood zones or sensitive areas
2. Clients (Developers, Government Agencies, Property Owners)
Clients drive the direction of the entire project. If they don’t prioritise climate resilience, nobody else will.
A. Specify climate-related requirements clearly
Include in tender documents:
- Erosion/sediment control measures,
- Flood mitigation systems,
- Heat-mitigation design (reflective materials, shading, green areas),
- Resilient drainage solutions,
- Stronger structural specifications for extreme weather
If it's not in the drawings, the contractor won’t do it.
B. Accept realistic budgets
Climate-adapted construction costs more upfront but saves millions later. Clients must avoid forcing contractors into the cheapest bid.
C. Avoid rigid timelines that create risky shortcuts
Extreme weather will cause delays that’s normal now.
Clients must allow for
• rain delays,
• high-wind shutdowns, and
• access road deterioration
These factors should be properly reflected in the project’s critical path scheduling. Failing to build these climate-related risks into the timeline forces contractors to rush, cut corners, and compromise both safety and quality.
D. Engage specialists early
Bring in:
- hydrologists,
- geotechnical climate specialists,
- coastal/marine engineers,
- sustainability consultants
Don’t wait until the problem appears on-site.
E. Implement long-term asset management
Clients should plan for:
- future maintenance,
- floodproofing,
- structural upgrades,
- adaptation over the building’s lifespan
Climate change doesn’t stop after the project is completed.
3. Consultants (Engineers, Architects, Planners, QS/PMC)
Consultants are the guardians of quality but many still design based on outdated assumptions.
A. Update technical calculations
Use:
- the latest rainfall intensity curves,
- current soil behaviour data,
- updated wind loads,
- revised temperature expansion factors,
- existing climate adaptation guidelines
B. Incorporate climate resilience into design
Examples:
- higher drainage capacity,
- deeper footings in flood-prone areas,
- retaining walls with increased surcharge,
- materials suitable for extreme heat,
- wind-resilient roof and façade designs
C. Educate the client
Many clients don’t understand climate risks.
Consultants must explain:
- Why we need bigger drains,
- Why slopes need proper geotextile,
- Why river setbacks must increase,
- Why detention ponds cannot be shrunk for “extra land”
If consultants don’t defend technical integrity, contractors will exploit the silence.
D. Be stricter during supervision
Consultants must:
- Reject shortcuts,
- Insist on proper implementation,
- Document non-compliance,
- Enforce contractual penalties,
- Refuse to certify work that ignores climate adaptation
E. Integrate multidisciplinary collaboration
Climate change is not a single-discipline issue.
Structural + geotech + hydrology + M&E + landscape architects must all align.
Conclusion: Everyone Has a Role
Climate change is no longer theoretical, it affects:
- construction cost,
- scheduling,
- durability,
- safety,
- structural behaviour,
- environmental damage
BIGOTRY - IT SHOULD REDUCE NOWADAYS BUT GETTING WORSE
When it comes to bigotry, some stand firm while others don’t. Many blame upbringing, but today politics divides us more than religion. Whatever said is easily misread, and even facts spark anger. Those who reject racial issues show respect, yet things grow more painful each day.
Sunday, December 07, 2025
ANOTHER BASELESS CLAIM
The claim that a discharged bankrupt in Malaysia must continue paying old debts is legally incorrect. Under the Insolvency Act 1967 (Sections 33(4) and 35), once the Director General of Insolvency or the court grants a discharge, the individual is released from all provable debts except for limited categories such as fines, maintenance, government debts, or fraud-related liabilities. After discharge, creditors cannot demand repayment or take legal action. Any claim suggesting otherwise is a misinterpretation of Malaysian insolvency law.
DONT FALL FOR HALF-TRUTHS - UNDERSTANDING PENSION FUND INVESTMENTS IN MALAYSIA - Nik Zafri's Personal Opinion
(This is my personal opinion based on publicly available information)
I’ve worked on major projects funded by pension funds, and in most cases these funds earned above-market, long-term returns. That’s why we shouldn’t react to politically charged claims without context.
Why Pension Funds Invest in Climate & Infrastructure Projects
Globally, pension funds invest in long-term assets - infrastructure, energy and climate-related projects. These allocations are small, controlled, and designed for stable returns.
Some foreign renewable energy companies have faced financial stress due to overleverage or heavy reliance on subsidies. So concerns about exposure are valid, but must be assessed through proper due-diligence safeguards.
How FDI Energy Projects Actually Work in Malaysia
Malaysia requires extensive checks before approval:
Full due diligence & risk assessments, investment committee approvals, protections like minimum guaranteed returns, performance bonds, PPAs, and oversight by MOF Inc, BNM, SEDA, Energy Commission (ST), TNB, MITI. (International green projects often have World Bank/ADB/AIIB partial guarantees) These are step-in rights apply if a company fails to perform.
Pension funds use strict risk frameworks: minimum IRR, senior-secured positions and long-term PPAs, not blind investments based on third-party guarantees.
About Foreign Companies “Going Bankrupt”
Most foreign renewable firms here operate via Malaysian SPVs with separate assets and liabilities. Even if a parent restructures overseas, the Malaysian SPV remains protected under local law and project contracts.
Claims that “many foreign renewable companies have gone bankrupt” are largely unsubstantiated. True bankruptcy requires proof through regulatory filings, insolvency notices, stock-exchange announcements, liquidation records and verified media reporting.
Without such evidence, the claims may be defamatory. And if a company genuinely collapsed, Malaysian regulators would intervene immediately.
Pension Funds Don’t Invest Blindly
Before investing, they conduct credit-rating analysis, legal and financial due diligence, project modelling, viability studies and risk assessments. A bankrupt entity would never pass these filters.
Recognizing the Fear Narrative
Many recent claims appear structured to create fear among civil servants and contributors, implying their savings are misused or at risk. This misinformation mixes partial facts with speculation, leveraging:
- Emotional triggers (“fear of losing savings”),
- Confusion between restructuring and bankruptcy,
- Global headlines misapplied to Malaysia,
- Political framing to undermine trust in institutions
This is why context matters. Pension fund investments follow strict processes, regulatory oversight and strong contractual protections far from the reckless risk-taking portrayed in viral narratives.
Saturday, December 06, 2025
BETTER A CRIMINAL GOES FREE
The Thin Blue Line, one of my favorite sitcoms, skillfully blends comedy with serious themes. In this episode, Inspector Fowler (Rowan Atkinson) faces a dilemma when CID officers, lacking evidence, plant drugs to arrest a dealer.
During the operation, Constable Goody wears an unapproved police uniform. Fowler uncovers the misconduct and discreetly informs the Queen’s Counsel (his ex-girlfriend - also the Mayoress defending the accused) about the unauthorised uniform. This leads to the case being dismissed, as the fake uniform invalidated the operation.
The episode illustrates the principle: “Better a criminal goes free than the police become criminals themselves.” It underscores that law enforcement must operate within legal and ethical boundaries. Key ideas include:
- Rule of Law: Everyone, including the police, is accountable under the law,
- Due Process: Legal rights must be respected to ensure fair treatment,
- Legitimacy and Trust: Police misconduct erodes public trust and the justice system’s integrity.
Allowing the state to bypass the law for convictions risks systemic injustice, which is a greater threat than a single offender escaping justice.
Thin Blue Line
Created by Ben Elton | Directed by John Birkin | Composer: Howard Goodall | Tiger Aspect Productions | BBC1 | 1995–1996
Thursday, December 04, 2025
RAIL SOLUTIONS ASIA 2025
Visited Rail Solutions Asia 2025 at KL Convention Centre and was genuinely impressed by the range of products and technologies on display. I also bumped into several VIPs and conference attendees from organisations like Malaysia Rail Link Sdn Bhd (MRL), Malaysia Rapid Transit Corporation Sdn Bhd (MRT Corp), Prasarana (even RapidKL) and many others.









