SOME GOOD HABITS USING EMAILS

Over the years, I've developed a habit of filtering unwanted emails across all my email accounts. Instead of sending them to the Spam or Junk folder, I direct them straight to the Trash. It gives me greater peace of mind and keeps my inbox free from unnecessary distractions.

I’ve also configured certain emails to be redirected automatically to other email accounts, a practice I have carried with me since the earlier days of email systems, when SMTP-based routing and forwarding rules required a more hands-on understanding of how messages travelled between servers.

In addition to filtering, I also block unwanted email addresses. That said, I've found that well-configured filters based on sender, subject, keywords, and other conditions are often far more effective than simply blocking an address.

One lesson I've learned, however, is to occasionally check the Trash folder. Email filters can sometimes be too literal in how they interpret the rules.

While it's uncommon, there have been instances where legitimate and important emails were filtered out inadvertently. When that happens, I simply review the filter responsible and adjust or remove it to prevent the issue from recurring.

No filtering system is perfect, but with a little maintenance, it can save a great deal of time while reducing unnecessary distractions.

Before the era of AI, it was more manual, but it also gave users a better understanding and greater control over how their digital communication was managed.

I am aware that AI can now perform many of these tasks more intelligently and automatically with intelligent inbox management and AI-driven automation.

However, coming from a different era, I still appreciate the process of manually configuring filters. There is a certain satisfaction and sense of control in understanding how the rules are created and how the system works behind the scenes.

The experience of manually setting things up is simply not the same as having it done automatically.

Sometimes we engineer a RM500 solution for a RM50 problem

Some cases from our Panel of Consultants/Quantity Surveyors.

Example 1 – Overdesigned Excavation Support for a Shallow Trench

"Sometimes we engineer a RM500 solution for a RM50 problem."

Situation

A contractor proposes:

Soldier piles, Steel walers, Struts, Continuous instrumentation

for a 2.0 m deep excavation in stiff residual soil with plenty of working space.

Yet the geotechnical report already classifies the soil as stable with temporary unsupported slopes of approximately 1V:1H (45°).

Simple Comparison

Excavation depth = 2.0 m

Using a battered slope:

Horizontal setback = 2.0 m

Excavated width

Original trench = 1.0 m

Total width = 1 + 2 + 2 = 5.0 m

If sufficient site space exists, no temporary retaining system is required.

Approximate costs

Temporary retaining system

Bored piles, Steel, Crane, Welding, Removal ≈ RM120,000

Battered excavation

Extra excavation volume - for 20 m length

Additional soil

Triangle each side

½ × 2 × 2 = 2 m²

Both sides = 4 m²

Volume = 4 × 20 = 80 m³

Even at RM40/m³ - extra excavation cost ≈ RM3,200 (Huge cost difference)

Lesson

We should always ask:

"Is the simplest safe solution already sufficient?"

Complexity should never replace engineering judgement.

Example 2 – Concrete Slab Thickness Increased Instead of Improving Reinforcement ("More concrete doesn't always mean a stronger floor.")

Suppose an industrial floor is cracking.

The immediate reaction:

Increase slab thickness from 150 mm to 250 mm.

But the investigation reveals:

poor reinforcement detailing, inadequate contraction joints, poor curing

Increasing thickness addresses none of these.

Concrete Quantity

Building =20 m × 30 m

Area = 600 m²

Option A

250 mm slab

Volume = 600 × 0.25 = 150 m³

Option B

150 mm slab

Volume = 600 × 0.15 = 90 m³

Difference = 60 m³

Concrete at RM350/m³

Additional concrete cost = 60 × 350 = RM21,000

Yet the cracking problem may still occur because the real causes remain:

Reinforcement location, joint spacing, curing, subgrade preparation

Lesson

A thicker slab is not necessarily a better slab. Sometimes correcting the construction methodology delivers far greater value than adding more material.

One lesson I've learned over the years is that engineering isn't about designing the most complicated solution, it's about identifying the most appropriate one. (so goes to Risk Assessment and Mitigation)

Complexity often creates additional cost, time, and risk. Good engineering starts by understanding the root cause of the problem before proposing a solution.

The best engineers I have worked with share one common habit: they always ask, "Can this be done more simply without compromising safety, quality, or performance?"

Simplicity, when backed by sound engineering judgement, is often the mark of experience not a lack of sophistication.

Before asking, "How do we get listed?", organisations should first ask, "Are we truly IPO-ready?"

I met with a business entity to discuss strategies for business expansion. The original discussion focused on key areas that form the foundation of sustainable growth (see slide)

As the discussion progressed, the conversation naturally shifted towards IPO readiness and the aspiration of becoming a listed company. (I later reminded them, without early business strategies of sustainable growth which is the original topic of presentation, don't run too fast towards IPO)

It was encouraging to see such ambition and enthusiasm. However, I shared the view that we should take it one step at a time.

Many organisations perceive an IPO primarily as a financial exercise or a regulatory requirement. In reality, an IPO whether through the LEAP, ACE, or Main Market is a business transformation journey that requires much more than preparing a prospectus.

A successful listing requires strong foundations, including:

• A clear business strategy and growth roadmap

• Strong corporate governance structures

• Effective enterprise risk management

• Robust internal controls and compliance frameworks

• Reliable financial reporting systems

• Legal and regulatory readiness

• Capable leadership and organisational capability

Equally important is the establishment of an internal IPO steering committee to coordinate the various workstreams and engage effectively with the Principal Adviser, legal advisers, reporting accountants, auditors, and other professional advisers.

A prospectus is not merely a document describing financial performance. It should demonstrate the company's strategic direction, business model, governance maturity, operational capabilities, key risks, and long-term value proposition. Without the necessary foundations, the prospectus may not fully reflect the organisation's readiness for the public market.

Today's discussion reinforced an important lesson:

Before asking, "How do we get listed?", organisations should first ask, "Are we truly IPO-ready?"

An IPO is not simply about listing shares. It is about building an organisation that earns confidence from investors, regulators, employees, and all stakeholders.

The journey to the market begins long before the listing day, it begins with building the right.

Johor: Membaca Isyarat Politik Malaysia Menjelang PRU16

Pandangan seorang rakyat dan juga seorang pengundi

Kebangkitan semula BN/UMNO yang dilihat semakin ketara di Johor memberikan beberapa isyarat politik yang menarik untuk diperhatikan, walaupun saya mengakui bahawa pandangan ini mungkin tidak semestinya dipersetujui oleh semua pihak.

Salah satu pemerhatian positif ialah sikap rendah diri yang ditunjukkan oleh YAB Timbalan Perdana Menteri dan YAB Menteri Besar Johor dalam mengakui pengajaran daripada pengalaman PRU14 dan PRU15. Kesediaan pemimpin untuk melakukan muhasabah, memperbaiki kelemahan, dan membina semula keyakinan rakyat merupakan elemen penting dalam memperkukuhkan tadbir urus.

Komitmen BN/UMNO untuk terus bekerjasama dalam Kerajaan Perpaduan yang diterajui Perdana Menteri YAB DS Anwar Ibrahim juga memberikan sedikit keyakinan dari sudut kestabilan politik dan kesinambungan pentadbiran.

Pada masa yang sama, kemunculan gerakan politik baharu yang lebih muda seperti Bersama dan Muda tidak harus dipandang ringan. Walaupun pengaruh mereka dalam pilihan raya masih dalam proses berkembang, mereka mewakili generasi baharu yang mahukan penyertaan lebih besar, idea segar, serta suara yang lebih kuat dalam proses demokrasi Malaysia.

Namun begitu, masih terdapat beberapa persoalan penting yang perlu diberi perhatian.

Kemenangan politik tidak seharusnya ditafsirkan sebagai menggantikan keperluan terhadap akauntabiliti dan proses undang-undang yang sewajarnya.

Perbincangan berkaitan mantan Perdana Menteri, persoalan mengenai keberadaan Nik Faisal dan Jho Low, serta isu lebih luas berkaitan 1MDB masih perlu ditangani melalui saluran perundangan yang betul dan berlandaskan prinsip kedaulatan undang-undang.

Selain Johor, perkembangan di negeri-negeri lain seperti Negeri Sembilan juga akan menjadi tumpuan. Sama ada PH berjaya mempertahankan kedudukannya atau BN/UMNO mencatatkan kemajuan lebih besar, keputusan tersebut akan mencerminkan perubahan jangkaan pengundi serta bagaimana rakyat Malaysia menilai prestasi sesebuah kerajaan.

Peranan PAS dan Perikatan Nasional juga akan menjadi faktor penting menuju PRU16. PAS mungkin kekal sebagai sebuah kuasa politik yang kuat, khususnya di Kelantan, manakala PN berdepan cabaran untuk memperluaskan pengaruhnya melangkaui sokongan tradisi serta memastikan kesepaduan dalam kalangan parti komponennya.

Akhirnya, masa depan politik Malaysia tidak akan ditentukan oleh satu negeri atau satu keputusan pilihan raya sahaja. Ia akan dibentuk oleh pelbagai faktor - prestasi ekonomi, kos sara hidup, kualiti tadbir urus, kredibiliti kepimpinan, pembaharuan institusi, serta aspirasi generasi muda.

Ukuran sebenar sesebuah kerajaan bukan sekadar kejayaan dalam pilihan raya, tetapi keupayaan untuk melaksanakan tadbir urus yang berkesan, menegakkan akauntabiliti, dan berkhidmat kepada rakyat.

Beyond Johor: Reading Malaysia’s Political Signals Ahead of GE16 
(My views as a Rakyat and also a Voter)

The apparent resurgence of BN/UMNO in Johor presents several interesting political signals, although I recognise that these views may not necessarily be shared by everyone.

One positive observation is the humility shown by the YAB Deputy Prime Minister and the YAB Menteri Besar of Johor in acknowledging the lessons from GE14 and GE15. The willingness of leaders to reflect, correct mistakes, and rebuild public confidence is essential in strengthening governance.

The commitment for BN/UMNO to continue working within the Unity Government led by YAB Prime Minister DS Anwar Ibrahim also provides some reassurance on political stability and continuity.

At the same time, the emergence of younger political movements such as Bersama and Muda should not be overlooked. While their electoral influence is still developing, they represent a new generation seeking greater participation, fresh ideas, and a stronger voice in Malaysia’s democratic process.

However, important questions remain.

Political victories should not be interpreted as replacing the need for accountability and due process. Discussions surrounding the former Prime Minister, the unresolved whereabouts of Nik Faisal and Jho Low, and the wider 1MDB issue must continue to be addressed through proper legal channels and the rule of law.

Beyond Johor, developments in states such as Negeri Sembilan will also be closely watched. Whether PH retains its position or BN/UMNO makes further gains, the results will reflect changing voter expectations and how Malaysians evaluate governance.

The role of PAS and Perikatan Nasional will also be significant moving towards GE16. PAS might remains a strong force, particularly in Kelantan, while PN faces the challenge of expanding its appeal beyond its traditional support base and maintaining unity among its component parties.

Ultimately, Malaysia’s political future will not be determined by one state or one election outcome alone. It will be shaped by many factors - economic performance, cost of living, governance quality, leadership credibility, institutional reforms, and the aspirations of a younger generation.

The real measure of any government is not merely electoral success, but the ability to deliver effective governance, uphold accountability, and serve the people.

WHO WILL WIN THE WORLD CUP 2026 - IT'S SPAIN

Just for Fun : who will win the #WorldCup2026?

"Inside our hearts, the passion of a champion" - I think it's going to be
#Spain

- not a prediction - just for fun

ECONOMIC STRATEGY AND SUSTAINABLE DEVELOPMENT - TRANSOFRMING INDUSTRIES, STRENGHTENING COMPETITIVENESS AND SHAPING NATIONAL GROWTH

I’m currently working on a sponsored comprehensive global economic article entitled:

“Economic Strategy and Sustainable Development – Transforming Industries, Strengthening Competitiveness, and Shaping National Growth Towards 2030.”

This work brings together a wide spectrum of global economic perspectives and integrates insights from my previous articles, analyses, and professional observations. It will also form part of my upcoming lecture material, where I have been invited to speak at an international forum later this year, representing my country.

The article is structured into eight interconnected parts:

1) Summary and Introduction

2) Global Economic Landscape (2023–2026)

3) Economic Strategy and Sustainable Development

4) Industry Transformation and Sector Competitiveness

5) National and Regional Development Planning

6) Government, Policy, and Strategic Advisory

7) Technology, Artificial Intelligence, ESG, and Climate Transition

8) Challenges, Recommendations, and Strategic Outlook towards 2030

The framework is grounded in synthesis and analysis of widely referenced institutional and policy sources, including:

a) International Monetary Fund – World Economic Outlook (2023–2026 editions)

b) The World Bank Group – Global Economic Prospects and Development Reports

c) OECD - OCDE – Economic Outlook & Policy Papers

d) United Nations – SDG Reports & Development Statistics

e) UN Trade and Development (UNCTAD) – Investment and Trade Reports

f) World Economic Forum (WEF) – Global Competitiveness & Future of Jobs Reports

g) International Energy Agency (IEA) – World Energy Outlook

h) Asian Development Bank (ADB) – Asian Development Outlook

i) Selected national agencies and regulatory bodies

j) Peer-reviewed journals, academic research, and policy think tanks

This article represents one of my most significant ongoing works to date, focusing on the interconnected dynamics of the global economy and the strategic pathways towards 2030. It will also be linked to most of my articles and posts as well.

It is intended not only for policymakers and economists, but also for practitioners and stakeholders across multiple sectors including industry leaders, academicians, AI and technology practitioners, as well as professionals in engineering, construction, banking, and finance.

The goal is to contribute a structured, evidence-based perspective on how economies and industries can adapt, transform, and remain resilient in an increasingly complex global environment.

Myths of Hidden Wealth, Trust Funds, and Promises of Riches: Why Do They Keep Reappearing?

For several decades, societies across various countries have been presented with numerous claims regarding the existence of treasure, trust funds, hidden wealth, and extraordinary inheritances that are allegedly just waiting to be distributed to the public.

In Malaysia, there have been claims that wealth belonging to the Malay Royal Families is being kept in a European country. In neighboring countries, similar stories have emerged about alleged vast inheritances left behind by former presidents. Similar phenomena can also be found in parts of Africa, Latin America, and Asia, where narratives about “hidden money,” “secret accounts,” “national gold reserves,” or “legacy funds of past rulers” are often used as propaganda or exploitation.

Although the storylines differ from country to country, the underlying pattern is largely the same. A narrative begins with claims that a very large amount of wealth is “concealed.” Then, individuals or groups emerge claiming to be heirs, trustees, official representatives, or authorized parties with the mandate to unlock access to such assets.

These narratives are then expanded by blending various elements such as Al-Mahdi, international trust funds, global gold reserves, oil funds, secret accounts, international financial codes, emperors, gurus, royal descendants, global organizations, and various conspiracy theories.

When combined, these elements create a seemingly complex and convincing story, even though most of it cannot be verified through official documentation or confirmation from authorities.

Common forms of such claims include:

1. Alleged wealth or gold stored abroad since colonial times,
2. Claims that a former national leader left behind funds that can only be claimed by specific individuals,
3. Stories about international trust accounts said to be worth trillions of dollars,
4. Individuals claiming to be trustees, heirs, or fund administrators,
5. Claims that only small payments are required to “open files,” “verify heirs,” “pay taxes,” “cover legal fees,” or “activate funds,”
6. Use of convincing-looking documents, stamps, certificates, account numbers, images of safes or gold bars, or official letters whose authenticity cannot be verified.

In Malaysia and Indonesia, there have also been cases where individuals send letters to financial institutions and government agencies claiming to manage large international or trust funds supposedly meant for distribution to countries in need. Such claims not only risk misleading the public but may also damage the reputation of national institutions if believed without proper evidence.

For this reason, authorities in both countries have taken various actions from time to time, including:

1. Issuing public statements and warnings,

2. Denying the existence of the alleged funds or assets,

3. Blacklisting certain individuals or entities linked to such claims,

4. Filing police reports in cases involving fraud or impersonation,

5. Conducting investigations under laws related to fraud, money laundering, or communication offenses,

6. Advising the public not to make any payments or hand over personal documents without verification from authorities.

In one case that attracted public attention in Malaysia, an individual claiming to be the trustee of an extremely large fund sent a letter to Bank Negara Malaysia regarding the alleged existence of such funds.

Bank Negara Malaysia subsequently issued a public warning, clarified that the claims were not recognized, and took appropriate action as the allegations could mislead the public and potentially affect the reputation of the Malay Rulers’ institutions.

The individual concerned has since passed away. However, the narrative did not end there. Some individuals continued to claim to be heirs, successors, or new trustees, and certain groups still believe in the narrative despite the absence of official recognition.

This is the greatest challenge in addressing such phenomena. The issue is not merely the existence of such stories, but how they are continuously inherited, repeated, and spread until they become accepted beliefs among some members of society. Once someone has invested time, money, and emotion into a belief, it becomes extremely difficult for them to accept that it may lack a solid foundation.

More concerningly, some victims are willing to spend their savings, sell assets, take loans, or hand over money to certain individuals because they believe they are “one step away” from receiving the promised wealth. Unfortunately, for some, this hope ends in significant financial loss, family conflict, and prolonged disappointment.

History shows that myths about hidden wealth, secret funds, and extraordinary riches are not new phenomena. They reappear repeatedly in different forms, using different characters and narratives depending on time and place.

Therefore, society must cultivate fact-checking habits, seek verification from credible institutions, and avoid easily believing extraordinary claims without extraordinary evidence. In today’s digital information era, financial literacy and information literacy are the best defenses against becoming trapped in illusions that ultimately benefit those who exploit the trust of others.

Distinguishing Historical Legends from Modern Financial Fraud or Illusions

It is important to distinguish between historical legends and modern financial fraud, as the two are often mixed up, leading to public confusion.

Historical legends are part of cultural heritage and folklore passed down through generations. They may involve lost treasure, ancient royal gold, sunken ships carrying riches, secret tunnels, or treasures believed to have been hidden during wars or colonial times.

Some of these stories have limited historical basis, while others evolved through oral traditions, folklore, and community beliefs. Studies of such legends are typically conducted by historians, archaeologists, and researchers using historical evidence, archival records, and scientific findings.

On the other hand, modern financial fraud uses these legends or stories as tools to obtain money, influence, or public trust. Typically, individuals or groups claim exclusive access to such wealth, present themselves as heirs or trustees, or assert authority to manage funds allegedly worth billions or trillions.

Victims are then asked to pay “processing fees,” “legal costs,” “release taxes,” “verification charges,” “trust contributions,” or other forms of payment, with promises of much larger returns.

The most significant difference is that historical legends do not ask the public for money, whereas financial fraud usually requires victims to pay upfront for various reasons.

At the same time, it must be emphasized that not all claims related to historical wealth are fraudulent. The world has indeed witnessed real discoveries of artifacts, shipwrecks, ancient coins, and treasures through archaeological research, historical study, and legitimate legal processes.

However, such claims must always be supported by verifiable evidence, legitimate documentation, transparent research, and recognition from relevant authorities.

Therefore, the public should remain cautious of any party claiming access to extraordinary wealth or funds, especially when payment, investment, membership fees, or asset transfers are required as conditions for benefits.

Before believing or participating in such claims, verification should be made with relevant institutions such as law enforcement agencies, financial institutions, licensed legal professionals, or government bodies with jurisdiction.

A simple principle applies: the more extraordinary the claim, the higher the level of evidence required. Also read the following article : SPECIAL ARTICLE - Cults, Charisma, and Cash: The Dark Web of Manipulation in Religion, Influence, and Crime - overview by Nik Zafri