Monday, June 09, 2008

Extracted from http://www.brint.com (Knowledge Management Portal)

Query on Central Repository System (Banking)

Here in Malaysia, (at the point of my year 2004 understanding) the CRS has always been a branding for banking and financial institution. The rest are government/civil service, bourse and bluechips.

Here's a typical example being used in banks.

- Dbase/VBA to capture and convert datum like signature, thumbprints (biometrics), photos etc of the customers - verification system can be used not only at the branch level but also inter-banks as well.

>Encrypted and Compressed.

- Centralizing local/outstation cheques - fully or semi-auto

>hence, reduce time and cost of delivery for redistribution of cheques to branches or inter-bank

>fast clearance, reduce cheque mobilisation and retrieval time, no more microfilming, paperless, (business process reengineering by the irony 'downsizing'),

> reducing workload of the HQ, withdrawal can be made at branch/inter-bank level etc. etc.

>Thus the operational costs will be reduced.

>Transactions can also be made at ATM/Cash & Cheque Deposit, Kiosks and the popular internet banking.

>User friendly - can run on any platforms even 486.

>Anti-Fraud, Hacking, Unauthorized access etc. etc.

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